In the package that will arrive via snailmail, you will find a list of documentation to return, as well as approximately 3 billion signature lines. Ok ... maybe not 3 billion, but it seems like it. (Please feel free to contact us to review any of the information.) Then, return the package in the enclosed envelope with copies of your documentation and an application check. The fees and charges associated with the mortgage are dependent on the state in which you reside and the type of mortgage. A list of these charges will be provided.
To receive a mortgage evaluation and application package anywhere in The United States (except Florida) please fill in the following information:
Your Name
email address
Mailing address (and property address if different.)
What kind of transaction will this be? Purchase Pre-approval Cash-out Refinance -- gives you cash in your hand. No Cash-Out Refinance that covers the re-financing of the original balance only -- lowers your payment without giving you extra cash. A check to cover closing costs will be required at Settlement. No Cash-Out Refinance with no cash out-of-pocket -- lowers your payment and covers closing costs.
Value of the property. Desired mortgage amount. Year property was purchased.
Is this your primary residence? Yes. No.
What type of mortgage do you currently have? Conventional FHA VA Jumbo (over $203,150) Other
What is your current interest rate?
What is your current monthly mortgage payment? (Please include property taxes, homeowners insurance, mortgage insurance, principle and interest.)
If you are required to pay an "association fee," please enter the amount and frequency (ie $185/month.)
How long do you think you will own the property?
If you have a second mortgage, home equity loan or line of credit, please give a brief description of the terms -- balance, interest rate, fixed or adjustable, and most importantly, when you pulled money out last.
What type of mortgage(s) are you interested in obtaining? 30 year fixed rate 15 year fixed rate 7/23 -- rate is fixed for first 7 years 5/25 -- rate is fixed for first 5 years 3 year ARM 1 year ARM FHA and VA Other
Is there anything else you would like to tell us?
Well, that wasn't so bad was it? With this information, we can work as a team to devise a solid plan for your immediate and longer term goals.