No Income Verification Mortgages

By completing the following information, you will start the mortgage process. Upon completion, forms will be mailed to you for signatures. Included in this paperwork will be an application form, an estimate of closing costs, information on fair housing laws, as well as all other required federal disclosures. Part of the closing costs, and application fee, include a residential credit report performed by an outside agency. The cost is $60 per individual or married couple.

Basic Information

last name
first name
middle initial
sr., jr. etc.

Your current address:

How long have lived at this address?
Do you own?
Or rent?

If you have lived at the above address for less than 2 years, please enter your previous address and how low long you lived there:

social security number
date of birth
phone number (including area code)
email address

Subject Property Information

subject property's street address
subject property's city/town
subject property's state
subject property's zip code
purchase price
amount you wish to borrow (mortgage amount)
projected annual real estate taxes
projected annual homeowner's insurance
monthly condo. or association fee (if applicable)

Assets

Your family -- please enter the ages of any dependents

Please enter the dollar value of liquid assets -- monies that have been in a bank account for longer than 3 months.

Semi-liquid assets -- stocks, bonds, cd's or other securities.

Dollar value of real estate for sale (if any)

Value of any other real estate

Value of any personal property you have for sale -- car, boat, etc.

Projected assets to be received -- if you expect to receive a gift from a relative, an inheritance, an insurance settlement or other monies please indicate the dollar value and a brief description of the source.


Your Spouse (or co-borrower)

last name
first name
middle initial
sr., jr. etc.

Their current address (if different):

How long have they lived at this address?
Do they own?
Or rent?

If they have lived at the above address for less than 2 years, please enter their previous address and the length of residency:

social security number
date of birth


Liabilities

Monthly auto payment

Monthly minimum required credit card payments (Even if you pay all credit cards in full each month, try to add together the "minimum payments" required by each company.

The balance on any mortgage to be paid-off.

The monthly payment (including taxes, insurance, mortgage insurance, association fees) on any mortgage that will not be paid-off.

Any other monthly installment debt or court ordered obligations (like personal loans, child support, etc.)


Credit Report Fee

The cost of a residential credit report is $60 for an individual or married couple. Non-married co-borrowers (like a father and a son) will be charged $60 per person. This charge will be applied to your application fee.
Expiration Month: Expiration Year:

MC/Visa Credit Card Number:

Submit

Please press the "submit" button. Depending on your desires and the complexity of your plan, we will contact you as soon as possible.

Thank you.